Use case · Affiliate programs
Pay global affiliates. Skip cross-border payout friction.
Fund Settler in fiat, convert into USDT or USDC, and pay affiliates from one stablecoin payout wallet. Your program keeps control of approvals, amounts, and timing - affiliates only need to provide a wallet address.
The problem
Affiliate payouts get messy the moment your program goes global.
Affiliate programs scale across countries faster than finance teams can support. One partner wants USDT, another cannot receive PayPal, another has expensive wire fees, and small payouts become too costly to send through banks.
Most teams end up stitching together Wise, PayPal, bank wires, spreadsheets, and manual wallet sends. That creates delays, FX leakage, reconciliation gaps, and a lot of operational work for a program that should be easy to scale.
Affiliate programs should compete on distribution, not on who can survive the payout admin.
Affiliates spread across countries, banks, and payout preferences Wire and FX fees eating into commission economics Manual wallet sends with weak approval and reconciliation controls PayPal, Wise, or bank limits blocking high-volume payout cycles Finance teams chasing payment status instead of growing the program
How Settler helps
One funded wallet for stablecoin affiliate payouts.
Your business funds Settler with fiat. We convert the funded balance into USDT or USDC, then you pay approved affiliates from your stablecoin payout wallet. No need to issue virtual accounts to every affiliate.
Upload a payout file, connect your affiliate platform, or approve payouts manually. Settler handles conversion, wallet delivery, and records so your team can reconcile each commission cycle cleanly.
Why affiliate programs teams choose Settler
Built for how you actually operate.
One payout wallet
Fund once in fiat, convert to stablecoins, and pay affiliates from one controlled business wallet instead of juggling bank rails and ad hoc wallet sends.
Global affiliate reach
Pay partners in markets where wires are slow, cards do not help, and PayPal or Wise limits get in the way.
Cleaner payout operations
Keep approvals, payout amounts, wallet addresses, and transaction records in one workflow for easier finance review.
No affiliate bank setup
Affiliates do not need a virtual account or local bank details. They provide a compatible USDT or USDC wallet and receive the approved payout.
Workflow
From fiat funding to affiliate payouts
Fund your Settler wallet
Send fiat from your business account into Settler before a commission cycle or whenever your payout balance needs topping up.
Convert to stablecoins
Choose USDT or USDC. Settler converts the funded balance so your team has stablecoin liquidity ready for affiliate payouts.
Approve affiliate payments
Upload payout amounts, sync from your affiliate platform, or approve payments manually with wallet addresses and references attached.
Send and reconcile
Affiliates receive stablecoins in their wallets. Your team gets transaction records for payout status, accounting, and commission reconciliation.
Built for
Businesses paying global affiliates
Ecommerce brands with international creator or referral programs Info-product and course businesses paying performance partners SaaS companies running partner, referral, or revenue-share programs Media buying teams paying sub-affiliates across multiple regions Affiliate managers replacing PayPal, Wise, and manual wallet sends
Funding rails
How your business funds payouts.
Fund your Settler wallet from your business bank account, then convert the balance into USDT or USDC for affiliate payouts. Supported funding rails depend on your business location and volume.
Further reading
Guides for this use case.
How Affiliate Programs Pay Global Partners in USDT and USDC
Fund a fiat payout balance, convert to stablecoins, and pay global affiliates from one controlled wallet without issuing accounts to every partner.
How to Pay International Contractors With USDC (Step-by-Step Guide)
Once revenue lands as USDC, paying developers and designers across borders should take minutes, not wires. A professional workflow for distributed teams.
USDT vs USDC for Business: Which Stablecoin Should You Use?
Both stablecoins promise a dollar peg. But for a business receiving thousands in monthly payouts, the differences matter more than you'd think.
FAQ
Common questions for affiliate programs.
Do affiliates need their own Settler account?
No. The business funds and controls the payout wallet. Affiliates only need to provide a compatible USDT or USDC wallet address and any information your compliance process requires.
Is this the same as Settler for affiliate marketers?
No. Affiliate marketers use Settler to receive and consolidate their own commissions. Affiliate programs use Settler to fund a payout balance and pay many affiliates in stablecoins.
Where does the payout balance come from?
Your business funds Settler in fiat from an approved account. Once funds clear, they convert to USDT or USDC and become available for approved affiliate payouts.
Can we approve payouts before they are sent?
Yes. The intended workflow is business-controlled: upload or sync payout amounts, review them, then release approved stablecoin payments to affiliate wallets.
Can we pay in both USDT and USDC?
Yes. You can choose the stablecoin that fits your affiliate base and treasury process. Some programs standardize on one asset; others support both.
How do we reconcile affiliate payouts?
Each payout can include affiliate identifiers, wallet addresses, amounts, and transaction references. Export those records alongside your affiliate platform reports for finance and accounting.
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